Senior Legal Officer

Job Descriptions

• Draft, review, and negotiate a wide range of commercial agreements including vendor contracts, partnership agreements, data sharing and processing agreements, agency arrangements, loan documentation, and service level agreements.
• Provide timely, practical legal opinions and advice to business units, EXCO, and other internal stakeholders on matters arising in the ordinary course of the Bank's operations.
• Review and advise on regulatory correspondence, CBN circulars, and industry consultation papers with implications for the Bank's operations.
• Assist in the preparation of agendas, board papers, management presentations, and resolutions for meetings of the Board, Executive Committee, and Board committees (including the Board Audit Committee, Board Credit and Risk Management Committee, and Board Governance, Remuneration and Nominations Committee).
• Draft accurate, well-structured minutes of board, EXCO, and committee meetings in a timely manner and in compliance with applicable governance standards.
• Maintain statutory registers, corporate records, and filings with the Corporate Affairs Commission (CAC) and other regulators, ensuring all returns are submitted within prescribed timeframes.
• Support the annual general meeting process, including notice preparation, shareholder correspondence, and post-meeting filings.
• Monitor and advise on evolving corporate governance requirements under the CBN Code of Corporate Governance for Microfinance Banks (2018), CAMA 2020, and applicable CAC regulations.
• Assist with board induction, evaluation, and training processes.
• Maintain and track the action log arising from board and committee meetings, following up with responsible parties to ensure timely completion.
• Prepare and file regulatory notifications and approvals required in connection with changes to the Bank's board composition, shareholding structure, or key management personnel.
• Work with the Compliance function to ensure that the Bank's legal operations remain aligned with CBN licensing conditions, prudential guidelines, and relevant sector regulations, including the CBN Regulatory and Supervisory Guidelines for Microfinance Banks, the Consumer Protection Regulations, and AML/CFT frameworks.
• Track regulatory developments and proactively flag legal risks arising from new legislation, circulars, or judicial decisions.
• Support preparation for regulatory examinations, including document retrieval, gap analysis, and coordination of responses to regulatory queries.
• Provide legal support to FairMoney Group entities operating outside Nigeria, including assistance with local law queries, cross-border transactions, and multi-jurisdictional structuring.
• Liaise with in-country legal counsel across the Group's operating jurisdictions to ensure consistency of approach on group-wide legal matters, including intercompany arrangements, IP licensing, and data transfers.
• Support the legal review and negotiation of cross-border agreements, including jurisdiction, governing law, and enforcement considerations.