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Legal Officer/Recovery Manager February 2026 - Elizabeth Mad

Legal Officer/Recovery Manager

Elizabeth Maddeux Limited

Job Type

Full Time

Location

Lagos

Experience

Senior Level

Salary

₦251,000 - ₦500,000

Additional Details

Application Deadline

8 March 2026, 12:00 PM WAT

(10 days left)

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Job Description

Job Description

  • The Legal Officer / Recovery Manager is responsible for overseeing the organization’s legal affairs and managing the recovery of delinquent and non-performing loan portfolios.
  • The role ensures strict compliance with applicable laws, regulatory requirements, and internal credit policies while minimizing credit losses and safeguarding the institution’s legal and financial interests.
  • This position plays a critical role in enforcing loan agreements, managing litigation processes, supporting credit risk management, and providing legal advisory services across the organization.

Key Responsibilities
Loan Recovery & Credit Risk Management

  • Develop and implement effective recovery strategies for overdue and non-performing accounts.
  • Manage and monitor delinquent loan portfolios to ensure timely resolution.
  • Negotiate settlements, restructuring arrangements, and repayment plans.
  • Initiate and oversee collateral realization and enforcement proceedings.
  • Track recovery performance against agreed targets and prepare periodic recovery reports.
  • Work closely with credit and risk teams to reduce non-performing loan (NPL) ratios.

Legal & Regulatory Compliance:

  • Ensure all credit documentation and recovery processes comply with applicable laws, regulatory frameworks, and internal policies.
  • Maintain compliance with Central Bank of Nigeria guidelines and other statutory requirements.
  • Liaise with external solicitors, law enforcement agencies, and regulatory authorities.
  • Manage litigation processes, including court filings, case follow-ups, and legal representation coordination.
  • Conduct legal due diligence on collateral documentation and loan agreements.

Legal Advisory & Documentation:

  • Draft, review, and negotiate contracts, loan agreements, and other legal instruments.
  • Provide legal opinions and advisory support to management and operational departments.
  • Conduct legal research to guide business transactions and strategic decisions.
  • Ensure corporate compliance with statutory and regulatory obligations.

Compensation & Benefits

  • Salary: N300,000 - N500,000 / month.
  • Competitive monthly salary
  • Health insurance coverage.
  • Employer contributory pension scheme.

Application Closing Date
8th March, 2026.

How to Apply
Interested and qualified candidates should send their CV to:  using “Legal Officer/Recovery” as the subject of the email.

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Requirements

Qualifications & Experience

  • Bachelor of Laws (LL.B) degree.
  • Barrister-at-Law (BL) qualification.
  • 4–7 years post-call experience in legal practice, loan recovery, credit administration, or financial services.
  • Prior experience in banking, microfinance, or financial institutions is highly preferred.
  • Strong knowledge of debt recovery laws, contract law, insolvency procedures, and financial regulations.
  • Proven experience managing litigation and enforcement processes.

Core Competencies:

  • Strong negotiation and recovery management skills.
  • Sound legal reasoning and analytical ability.
  • High level of integrity and professionalism.
  • Attention to detail with strong documentation accuracy.
  • Excellent communication and stakeholder management skills.
  • Ability to manage multiple cases and meet performance targets.
  • Proficiency in legal drafting and case management systems.

How to Apply
Interested and qualified candidates should click the link to send their CV, using “Legal Officer/Recovery” as the subject of the email.

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What is Thrive Campus Community about?

What is Thrive Campus Community about?

As a law student in Nigeria, you're no stranger to the grind. Late nights poring over case law, endless moot court preparations, and that nagging question: What comes next? With thousands of graduates emerging from Nigeria's 45 accredited law faculties and the Nigerian Law School each year, the competition for those elusive spots in top-tier law firms is fierce. But what if there was a way to not just survive, but thrive? Enter THRIVE, the game-changer from TechRetina Innovation Lab, designed to bridge the gap between ambitious law students like you and the wealth of opportunities waiting across Nigeria and beyond.In this comprehensive guide, we'll dive deep into the THRIVE Campus Community Programme, a transformative initiative tailored for Nigerian law students. Whether you're a 100-level fresher navigating your first torts lecture or a 500-level finalist eyeing bar finals and beyond, this programme equips you with the tools, networks, and mindset to build a stellar legal career. We'll cover everything: from THRIVE's core offerings to how the Campus Community works, the burning challenges it addresses, and, crucially, step-by-step instructions on how to join. Ready to level up? Let's get started.Why Thrive?THRIVE, from TechRetina Innovation Lab, empowers Nigerian law students with tools like a job portal for internship matches, CV/Resume Generator for standout CVs, law-related events, scholarship alerts, law games, plus undergrad mentorship with pros and paid internships, all rooted in values of excellence, integrity, inclusivity, innovation, and community. We tackle your core fears: job scarcity for 9,000+ yearly grads, rote curricula lacking exposures, resource shortages, and internship barriers, lack of scholarship information, and unclear career paths, among others. We are a dedicated platform specially built for law students and lawyers.The Nigerian Legal LandscapeUndergraduate law students in Nigeria grapple with profound career fears, including intense anxiety over post-graduation job scarcity amid a saturated market where thousands of annual graduates compete for limited spots in top firms, often leading many to abandon mainstream legal practice for unrelated fields due to mismatched skills and unclear pathways. This uncertainty is exacerbated by socioeconomic pressures and a demanding curriculum heavy on rote learning but light on practical skills for emerging areas such as tech law, fostering a pervasive dread of unemployability despite strong academic performance. Compounding these fears are glaring support issues: inadequate mentorship, with young lawyers struggling to acquire essential informal skills for professional integration, leaving students without guidance on niche selection or networking in a profession that values connections over credentials alone. Access to internships remains a nightmare, hindered by financial barriers, remote locations, and a lack of structured opportunities, delaying real-world exposure until late in one's degree. Programme Objectives: Your Roadmap to ThrivingThe THRIVE Campus Community isn't a one-off event; it's a sustained movement to:Raise awareness of THRIVE's resources among law students.Grant exclusive access to opportunities, training, and mentorship for standout legal careers.Embed THRIVE's presence in South-West Nigerian universities, empowering student ambassadors and supporting the community through several programmes, internships, funding support among others.Our ultimate mission? To see you, every law student, THRIVE.Scope: Where It's Happening FirstPhase One kicks off in six powerhouse universities across South-West Nigeria:University of Ibadan (UI)University of Lagos (UNILAG)Lagos State University (LASU)Obafemi Awolowo University (OAU)Adekunle Ajasin University, Akungba (AAUA)University of Ilorin (UNILORIN)Each campus will host five ambassadors – one per level (100 to 500) with a regional brand rep!How to Join: Your Step-by-Step GuideGetting involved is straightforward, inclusive, and open to all law students at these universities. Here's how:1. Indicate Your InterestCreate an account on Thrive here. Ensure you proceed to your profile page and update your university details using either of the following: University of Ibadan (UI), University of Lagos (UNILAG), Lagos State University (LASU), Obafemi Awolowo University (OAU), Adekunle Ajasin University, Akungba (AAUA), University of Ilorin (UNILORIN).2. Drive Referrals for Ambassador StatusOnce signed up, rally your mates! Share the link in faculty chats, WhatsApp groups, and social media. Make sure to invite people using your invite link. Get it from your profile page.Track your referrals, the student with the highest number per level (100–500) on each campus becomes the Level Ambassador for each level. This shows us you are willing to represent Thrive to support your level and there are super cool incentives for you.The top referrer across all South-West universities? That's your Regional Ambassador, extra perks await!3. Secure a RecommendationAfter the application closes in November, we will send an email to the students with the highest number of referrals per level for each school. If you get any email from us, approach your LSS (Law Students' Society) or LAWSAN (Law Students Association of Nigeria) President for a letter vouching for your leadership and engagement.This adds weight to your application, ensuring fairness and merit.4. Timeline to WatchWeeks 1–2: Partnerships with LSS/LAWSAN Presidents confirmed.Week 3: Applications open, fliers hit noticeboards, social media buzzes.Weeks 4–6: Submit and refer away!Week 7: Recommendations reviewed, ambassadors announced.Week 8: Receive your welcome kit.Week 9+: Dive into activities.Applications are merit-based, with inclusivity at the core, no level plays second fiddle.Awareness and Publicity: Spreading the WordWe're teaming up with LSS/LAWSAN Presidents for maximum reach. Expect:Digital fliers on Instagram, Twitter (X), and Telegram.Print versions pinned to faculty boards.Amplified shares in school groups, your Presidents are on board to hype it up. We have been in touch with them and we could see their passion to see you succeed!Perks for Ambassadors: What You Stand to GainAs an ambassador, you're not just repping THRIVE, you're investing in your future:Branded Merch: THRIVE T-shirt, water bottle, jotter, and pen, style meets utility.Exclusive Internships: Paid opportunities with THRIVE and partner firms, based on performance.Commitment Rewards: School fees scholarships for top performers.Event Invites: Priority access to trainings, webinars, and networking dos.Recognition: Certificates to boost your CV.For all community members? Seamless access to THRIVE's MVP tools, plus a supportive network.Planned Activities: Hands-On GrowthOnce you're in, the real fun begins. Expect a calendar packed with value:Mentorship for Postgraduate Scholarships: Guidance on overseas apps, essays, funding, and interviews.LSS/LAWSAN Support: Co-hosting moots, debates, and society events.Webinars Galore: Sessions on CV drafting, job hunting, personal branding, niche selection (e.g., fintech law), and career pivots.Competitions: Essay and public speaking showdowns with prizes.Workshops: Masterclasses on snagging competitive internships.Networking Events: Fireside chats with seniors from top firms.Career Fairs: On-campus expos linking you to recruiters.Thrive Courses: Free modules on everything from NYSC prep to legal tech.These aren't lectures – they're interactive, practical, and Nigeria-focused.What We Expect: A Two-Way StreetFrom Ambassadors and Community Members:Dedication, accountability and willingness to succeed!Promote via socials and referrals.Organise and participate in career activities.Use and showcase THRIVE tools like the Legal Connections Game.Offer feedback for continuous improvement.Embody our values as brand reps.Conclusion: Your Time to Thrive is NowThe THRIVE Campus Community Programme isn't hype, it's a lifeline for Nigeria's next generation of legal eagles. In a sector ripe for disruption, it arms you with resources to sidestep the scramble and soar. Sign up now and update your university details in the profile section.

Sam Jics
Oct 11
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