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Legal Officer / Recovery Manager March 2026 - Elizabeth Madd

Legal Officer / Recovery Manager

Elizabeth Maddeux Limited

Job Type

Full Time

Location

Lagos

Experience

Other

Salary

₦251,000 - ₦500,000

Additional Details

Application Deadline

30 March 2026, 11:59 PM WAT

(17 days left)

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Job Description

Legal Officer / Recovery Manager

Elizabeth Maddeux Limited is seeking a highly skilled and experienced Legal Officer / Recovery Manager to lead our legal affairs and spearhead the recovery of delinquent and non-performing loan portfolios. This pivotal role ensures robust legal compliance, mitigates credit losses, safeguards the institution's financial interests through expert legal advisory, diligent litigation management, and strategic debt recovery efforts.

Key Responsibilities:

Loan Recovery & Credit Risk Management:

Develop, implement, and refine effective strategies for the recovery of overdue and non-performing accounts.

Proactively manage and monitor delinquent loan portfolios to achieve timely resolution and minimize credit losses.

Lead negotiations for settlements, restructuring arrangements, and viable repayment plans with debtors.

Initiate and oversee collateral realization and enforcement proceedings in accordance with legal frameworks.

Track and report on recovery performance against established targets, providing actionable insights.

Collaborate closely with credit and risk management teams to reduce Non-Performing Loan (NPL) ratios effectively.

Legal & Regulatory Compliance:

Ensure all credit documentation, loan agreements, and recovery processes strictly comply with applicable laws, regulatory frameworks (including Central Bank of Nigeria guidelines), and internal credit policies.

Act as the primary liaison with external solicitors, law enforcement agencies, and regulatory authorities on legal and recovery matters.

Manage end-to-end litigation processes, including drafting court filings, overseeing case follow-ups, and coordinating legal representation.

Conduct thorough legal due diligence on collateral documentation and loan agreements to mitigate risks.

Legal Advisory & Documentation:

Draft, review, and negotiate a wide range of contracts, loan agreements, and other critical legal instruments.

Provide timely and accurate legal opinions and advisory support to management and various operational departments.

Conduct comprehensive legal research to inform business transactions, strategic decisions, and corporate governance.

Ensure ongoing corporate compliance with all statutory and regulatory obligations.

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Requirements

Educational Background:

Bachelor of Laws (LL.B) degree from a recognized institution.

Barrister-at-Law (BL) qualification.

Professional Experience:

Minimum of 4–7 years of post-call experience in legal practice, with significant exposure to loan recovery, credit administration, or financial services.

Prior experience within banking, microfinance, or other financial institutions is highly preferred.

Demonstrated expertise in managing litigation and enforcement processes.

Key Skills & Competencies:

Strong knowledge of debt recovery laws, contract law, insolvency procedures, and financial regulations.

Exceptional negotiation and recovery management skills with a proven track record.

Sound legal reasoning, analytical ability, and problem-solving skills.

High level of integrity, professionalism, and ethical conduct.

Meticulous attention to detail and strong documentation accuracy.

Excellent written and verbal communication skills, with the ability to manage diverse stakeholders effectively.

Proven ability to manage multiple cases concurrently and consistently meet performance targets.

Proficiency in legal drafting and familiarity with case management systems.

How to Apply

Interested and qualified candidates should use the email link to send their CV and Cover Letter using the job title as the subject of the email.

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What is Thrive Campus Community about?

As a law student in Nigeria, you're no stranger to the grind. Late nights poring over case law, endless moot court preparations, and that nagging question: What comes next? With thousands of graduates emerging from Nigeria's 45 accredited law faculties and the Nigerian Law School each year, the competition for those elusive spots in top-tier law firms is fierce. But what if there was a way to not just survive, but thrive? Enter THRIVE, the game-changer from TechRetina Innovation Lab, designed to bridge the gap between ambitious law students like you and the wealth of opportunities waiting across Nigeria and beyond.In this comprehensive guide, we'll dive deep into the THRIVE Campus Community Programme, a transformative initiative tailored for Nigerian law students. Whether you're a 100-level fresher navigating your first torts lecture or a 500-level finalist eyeing bar finals and beyond, this programme equips you with the tools, networks, and mindset to build a stellar legal career. 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We are a dedicated platform specially built for law students and lawyers.The Nigerian Legal LandscapeUndergraduate law students in Nigeria grapple with profound career fears, including intense anxiety over post-graduation job scarcity amid a saturated market where thousands of annual graduates compete for limited spots in top firms, often leading many to abandon mainstream legal practice for unrelated fields due to mismatched skills and unclear pathways. This uncertainty is exacerbated by socioeconomic pressures and a demanding curriculum heavy on rote learning but light on practical skills for emerging areas such as tech law, fostering a pervasive dread of unemployability despite strong academic performance. Compounding these fears are glaring support issues: inadequate mentorship, with young lawyers struggling to acquire essential informal skills for professional integration, leaving students without guidance on niche selection or networking in a profession that values connections over credentials alone. Access to internships remains a nightmare, hindered by financial barriers, remote locations, and a lack of structured opportunities, delaying real-world exposure until late in one's degree. Programme Objectives: Your Roadmap to ThrivingThe THRIVE Campus Community isn't a one-off event; it's a sustained movement to:Raise awareness of THRIVE's resources among law students.Grant exclusive access to opportunities, training, and mentorship for standout legal careers.Embed THRIVE's presence in South-West Nigerian universities, empowering student ambassadors and supporting the community through several programmes, internships, funding support among others.Our ultimate mission? To see you, every law student, THRIVE.Scope: Where It's Happening FirstPhase One kicks off in six powerhouse universities across South-West Nigeria:University of Ibadan (UI)University of Lagos (UNILAG)Lagos State University (LASU)Obafemi Awolowo University (OAU)Adekunle Ajasin University, Akungba (AAUA)University of Ilorin (UNILORIN)Each campus will host five ambassadors – one per level (100 to 500) with a regional brand rep!How to Join: Your Step-by-Step GuideGetting involved is straightforward, inclusive, and open to all law students at these universities. Here's how:1. Indicate Your InterestCreate an account on Thrive here. Ensure you proceed to your profile page and update your university details using either of the following: University of Ibadan (UI), University of Lagos (UNILAG), Lagos State University (LASU), Obafemi Awolowo University (OAU), Adekunle Ajasin University, Akungba (AAUA), University of Ilorin (UNILORIN).2. 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We have been in touch with them and we could see their passion to see you succeed!Perks for Ambassadors: What You Stand to GainAs an ambassador, you're not just repping THRIVE, you're investing in your future:Branded Merch: THRIVE T-shirt, water bottle, jotter, and pen, style meets utility.Exclusive Internships: Paid opportunities with THRIVE and partner firms, based on performance.Commitment Rewards: School fees scholarships for top performers.Event Invites: Priority access to trainings, webinars, and networking dos.Recognition: Certificates to boost your CV.For all community members? Seamless access to THRIVE's MVP tools, plus a supportive network.Planned Activities: Hands-On GrowthOnce you're in, the real fun begins. Expect a calendar packed with value:Mentorship for Postgraduate Scholarships: Guidance on overseas apps, essays, funding, and interviews.LSS/LAWSAN Support: Co-hosting moots, debates, and society events.Webinars Galore: Sessions on CV drafting, job hunting, personal branding, niche selection (e.g., fintech law), and career pivots.Competitions: Essay and public speaking showdowns with prizes.Workshops: Masterclasses on snagging competitive internships.Networking Events: Fireside chats with seniors from top firms.Career Fairs: On-campus expos linking you to recruiters.Thrive Courses: Free modules on everything from NYSC prep to legal tech.These aren't lectures – they're interactive, practical, and Nigeria-focused.What We Expect: A Two-Way StreetFrom Ambassadors and Community Members:Dedication, accountability and willingness to succeed!Promote via socials and referrals.Organise and participate in career activities.Use and showcase THRIVE tools like the Legal Connections Game.Offer feedback for continuous improvement.Embody our values as brand reps.Conclusion: Your Time to Thrive is NowThe THRIVE Campus Community Programme isn't hype, it's a lifeline for Nigeria's next generation of legal eagles. 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