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Junior Legal Recovery Officer February 2026 - AB Microfinanc

Junior Legal Recovery Officer

AB Microfinance Bank Nigeria

Job Type

Full Time

Location

Oyo

Experience

Mid Level

Salary

Negotiable

Additional Details

Application Deadline

27 February 2026, 12:00 PM WAT

(7 days left)

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Job Description

Job Descriptions

  • Advising lending unit on general legal aspects of credit business
  • Receiving and reviewing clients’ solicitors’ letters to understand the legal implications of the correspondence and respond appropriately.
  • Provide daily support to branches regarding all recovery decisions and activities.
  • Support and liaise with external solicitors, law enforcement, and other stakeholders on recovery matters.
  • Conduct research on Legal issues especially on the adequacy of various types of securities granted by the bank and make recommendations to Head of Credit regularly on legal aspect of lending
  • Support in the preparation and filing of regulatory returns in compliance with the provision of the Nigeria law, local requirements and regulatory guidelines.
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Requirements

Requirements

  • Bachelor of Laws (LL.B) and BL (Barrister at Law) from the Nigerian Law School.
  • 3–4 years post call to bar experience in debt recovery, litigation support, or commercial law (experience in financial services is an added advantage).
  • Strong understanding of debt recovery procedures, banking regulations, and legal documentation.
  • Excellent communication, negotiation, and persuasive skills.
  • High ethical standards, attention to detail, and ability to work under pressure.
  • Sound knowledge of MS Office package, database management and record keeping.

 

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Latest Career Insight

Now That You’ve Gotten That Interview...

Now That You’ve Gotten That Interview...

Now that you’ve gotten that interview, congratulations. You are already halfway there. Getting to the interview stage means your application stood out and caught someone’s attention. But now, it is time to do the real work.The interview is where your story meets your voice. This is where you get to prove that everything they read about you on paper is real. The first thing you should do is research. Look for information about that kind of interview. Find people who have done similar interviews, whether for the same company or for similar roles in other organisations. Learn from their experiences and try to understand the kind of questions that are usually asked.If the company has given you information on what to prepare for, stick to that and build around it. But if not, find the closest match online or from people in your network. This gives you a sense of direction.Go further and prepare for other possible questions. Write out sample questions and structure your answers around them. However, do not over-rehearse. Be flexible enough to pivot when a question catches you off guard. If you have prepared well, you can adapt your existing ideas to fit new questions.Remember that first impressions matter. When they say, “Tell us about yourself,” or any other opening question, that is your chance to set the tone. Prepare a solid answer that reflects your journey and shows that you are undoubtedly suitable for the role. Make it comprehensive yet natural.If a question catches you off guard, stay calm and composed. You do not have to know everything. Take a brief moment to think, say what you can, and move on confidently. Do not let one tough question throw you off balance. What matters most is how quickly you recover and maintain your confidence.Finally, keep in mind that an interview is not just a test of what you know but how well you communicate it.

Ayowole Olotupa-Adetona
Nov 08
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