Legal Risk and Compliance Officer October 2025 - PatrickGol

Legal Risk and Compliance Officer

PatrickGold Microfiance Bank Limited

Job Type

Full Time

Location

Lagos

Experience

Junior Level

Salary

Negotiable

Additional Details

54

views

Application Deadline

31 October 2025, 11:59 AM WAT

(1 days left)

Job Description

Job Summary

The Legal and Compliance Officer will be responsible for ensuring that PatrickGold Microfinance Bank’s operations align with applicable laws, regulatory guidelines, and internal policies. The role requires a dynamic legal professional with a strong understanding of banking operations, compliance frameworks, and risk management practices. The ideal candidate will play a key role in safeguarding the Bank’s integrity, promoting ethical conduct, and supporting sustainable business growth through sound legal and compliance advisory.

Key Responsibilities

  • Develop, implement, and monitor the Bank’s legal and compliance policies, ensuring alignment with CBN, NDIC, and other regulatory standards.
  • Provide legal advisory services on credit, loan documentation, customer contracts, and other banking operations.
  • Conduct compliance reviews and audits to identify potential risks and recommend corrective actions.
  • Oversee the Bank’s Know Your Customer (KYC) and Anti-Money Laundering (AML) processes, ensuring strict adherence to statutory requirements.
  • Liaise with regulatory authorities and external counsel on legal and compliance matters affecting the Bank.
  • Review, draft, and vet agreements, contracts, and internal documentation to mitigate legal risks.
  • Support management in interpreting and implementing new financial services legislation and industry guidelines.
  • Train and sensitize staff on compliance obligations, ethical practices, and emerging regulatory trends.
  • Provide periodic compliance and risk reports to management and the Board.
  • Contribute to the Bank’s strategic initiatives by aligning compliance objectives with business growth and customer-centric innovation.

Requirements

Key Requirements:

  • Applicants must possess a Degree in Law with strong experience in banking operations. 
  • Sound knowledge in "Know Your Customer" rules that operate within the compliance frameworks of a financial institution. 
  • Good understanding of key financial services and industry related legislation
  • Strong commercial mindset that is revenue and target driven. 
  • At least 2years prior experience is similar role. 
  • Professional certification such as MCP and CIBN will be distinct advantage

How to Apply: Interested and qualified candidates should apply using the Email Apply button, using the Job title as the subject of the email. 

Step in with confidence, speak with clarity, and let your excellence shine through. We’re rooting for you every step of the way, go make it happen! 🚀 – The Thrive Team

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Your Scholarship Journey Doesn’t Start with an Essay

Your Scholarship Journey Doesn’t Start with an Essay

“If I had six hours to chop down a tree, I’d spend the first four sharpening the axe.”  Abraham Lincoln Your scholarship journey doesn’t start with an essay. I learned this firsthand.I was awarded the Commonwealth Shared Scholarship to study International Law in the United Kingdom during the 2022/2023 academic session, but it did not happen on my first try. The first year I applied, I thought I had done everything right. I started preparing about a month before the scholarship deadline, which to me then seemed early enough. I wrote my essays diligently and submitted before the deadline.However, I was utterly disappointed when I received a rejection email a few months later. I asked myself, “How could they? I put in a lot of effort.”I applied again the following year, and this time, I was successful. So, what changed? Two things: information and preparation.In my second attempt, I began preparing almost a year ahead. I had realised that every scholarship application needs a hook, and how well you fit into that hook and its appeal to the selection committee often determine your chances. In other words, you need a relevant niche and a coherent, compelling story that ties together your experiences, interests, reasons for applying, and future aspirations.All these take time. So, if you are planning to apply for a scholarship, here is my advice: start early. Do not wait until the call for applications opens. Identify your theme and your overall story, because they are not the same. Read till the end and I will briefly explain the difference. Then highlight any gaps and start working to fill them.Every activity you engage in, including volunteering, short courses, and work experiences, becomes a building block for your narrative. And if your path is not perfect or linear, that is okay. What matters is how you tell your story. Explain the gaps and show growth and purpose.When the time comes to write your essays, do not rush it. Gather information. Read successful applications and consult others who have been through the process, either in person or through their online content on platforms such as YouTube or LinkedIn.Finally, remember that applying for scholarships takes resilience and patience. Some people get it on their first try, while others, like me, get it after learning from failure. Most importantly, put your best foot forward and leave the rest to God.Bonus tip: In this context, your theme is the niche or central focus that runs consistently through your entire application. Your story is the narrative that ties together your experiences, your motivation for applying, and your future aspirations.

Ayowole Olotupa-Adetona
Oct 20
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